The Centre made the announcement at this time (Representational)
New Delhi:
The Union authorities has accepted well being protection to everybody who’s 70 and above underneath the nationwide insurance coverage scheme Ayushman Bharat.
The Union Cupboard, chaired by Prime Minister Narendra Modi, in an announcement mentioned the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) will profit 4.5 crore households with six crore senior residents. The free cowl is price Rs 5 lakh and shall be on a household foundation.
“With this approval, all senior residents of the age 70 years and above regardless of their socio- financial standing could be eligible to avail the advantages of AB PM-JAY. The eligible senior residents could be issued a brand new distinct card underneath AB PM-JAY,” the federal government mentioned within the assertion.
Senior residents of the age 70 years and above belonging to households already coated underneath AB PM-JAY will get a further top-up cowl as much as Rs 5 lakh per 12 months for themselves (which they don’t have to share with different family members who’re beneath the age of 70 years), the federal government mentioned.
Senior residents above 70 who’re already getting advantages of different public medical insurance schemes similar to Central Authorities Well being Scheme (CGHS), Ex-Servicemen Contributory Well being Scheme (ECHS), and Ayushman Central Armed Police Pressure (CAPF) could both select their current scheme or go for AB PMJAY.
“We’re dedicated to making sure accessible, inexpensive and top of the range healthcare for each Indian,” Prime Minister Narendra Modi posted on X.
We’re dedicated to making sure accessible, inexpensive and top of the range healthcare for each Indian. On this context, the Cupboard at this time has determined to additional increase the ambit of Ayushman Bharat PM-JAY to supply well being protection for all residents above 70 years. This scheme will…
— Narendra Modi (@narendramodi) September 11, 2024
It has been clarified that senior residents of 70 years and above who’re underneath personal medical insurance insurance policies or Workers’ State Insurance coverage Scheme shall be eligible to avail advantages underneath AB PM-JAY.
The AB PM-JAY is the world’s largest publicly funded well being assurance scheme which gives well being cowl of Rs 5 lakh per household per 12 months for secondary and tertiary care hospitalisation to 55 crore folks, comparable to 12.34 crore households.
All members of eligible households regardless of age are coated underneath the scheme. The scheme has coated 7.37 crore hospital admissions together with 49 per cent ladies beneficiaries. The general public has benefited to the extent of over Rs 1 lakh crore underneath the scheme, the federal government mentioned.
The growth of canopy to senior residents of 70 and above was introduced by PM Modi in April.
The federal government mentioned the AB PM-JAY scheme has seen steady growth of the beneficiary base. Initially, 10.74 crore poor and susceptible households comprising the underside 40 per cent of India’s inhabitants had been coated underneath the scheme.
Later, the federal government in January 2022 revised the beneficiary base underneath AB PM-JAY from 10.74 crore to 12 crore households contemplating India’s decadal inhabitants development of 11.7 per cent over 2011 inhabitants.
The scheme was additional expanded to cowl 37 lakh ASHAs/AWWs/AWHs working throughout the nation and their households without cost healthcare advantages. Taking the mission forward, AB PM-JAY would now present free healthcare protection of Rs 5 lakh to all residents of the age-group of 70 years and above throughout the nation.
